Exchange rate
US Dollar to Canadian Dollar
USD / CAD
1.00 USD =
1.40 CAD
1 USD = 1.3996 CAD · 1 CAD = 0.71451 USD
ECB29 Oct 2026Where this comes fromHide details
Rates are the European Central Bank's daily euro foreign exchange reference rates, served by the Frankfurter API. The ECB publishes them on business days at around 16:00 CET; they are not live market prices and do not change at weekends or on holidays.
The figures are mid-market values: bank margins, transfer fees and card fees are not included, so the rate you are offered will differ.
Rate date: 2026-10-29 · Last checked: 2026-10-29 21:20 UTC (when this page was built)
USD to CAD over time
Change
+4.53%up
1.3389 → 1.3996
Low
1.2022
2021-05-18
High
1.4650
2025-02-03
The line uses 122 monthly observations. Low and high are the extreme daily reference rates in the period, not intraday levels. 2016-10-29 was a Saturday, so the last published business day, 2016-10-28, was used.
Same amount, two dates
On 2016-10-28
133.89 CAD
Today (ECB 2026-10-29)
139.96 CAD
2016-10-29 was a Saturday, so the last published business day, 2016-10-28, was used.
This compares exchange rates on two dates. It is not an investment return: it does not account for inflation, interest earned, or any fee.
USD/CAD compared with earlier dates
Now: 1 USD = 1.3996 CAD (ECB reference rate of 2026-10-29)
| Period | Then | Used day | Change |
|---|---|---|---|
| 1 Month | 1.4180 | 2026-09-29 | -1.30%down |
| 3 Months | 1.4105 | 2026-07-29 | -0.77%down |
| 6 Months | 1.3674 | 2026-04-29 | +2.35%up |
| 1 Year | 1.3928 | 2025-10-29 | +0.48%up |
| 3 Years | 1.3824 | 2023-10-27for 2023-10-29 | +1.24%up |
| 5 Years | 1.2351 | 2021-10-29 | +13.31%up |
| 10 Years | 1.3389 | 2016-10-28for 2016-10-29 | +4.53%up |
A rising number means one US dollar buys more Canadian dollars — good for someone holding US dollars, not for someone earning Canadian dollars.
Then is the daily ECB reference rate on the last business day on or before the start of the period (not an intraday level); “for” shows the date that was asked for when it fell on a weekend or holiday.
About USD and CAD
US Dollar (USD)
The United States Dollar is widely used in international trade, finance and central bank reserves. Commodities such as gold and oil are priced in dollars, and many cross-border loans and bonds are denominated in dollars.
The United States is one of the world's major economies, with large and liquid financial markets. The Federal Reserve (Fed) manages monetary policy, and its interest rate decisions have a significant impact on the dollar's value globally.
What moves it
- Federal Reserve interest rate decisions
- US employment and inflation data
- Global risk sentiment and safe-haven demand
- US trade balance and fiscal policy
Canadian Dollar (CAD)
The Canadian Dollar, often called the 'Loonie' after the loon bird on the one-dollar coin, is one of the reserve currencies held by central banks around the world. It is closely tied to commodity prices, especially oil.
Canada has a resource-rich economy with significant exports of crude oil, natural gas, and minerals. The Bank of Canada sets monetary policy independently from the US despite close economic ties.
What moves it
- Crude oil and commodity prices
- Bank of Canada interest rate decisions
- US–Canada trade relations
- Canadian housing market and employment data
Did you know? — USD
Several countries outside the United States use the US dollar as their own official currency, and many others keep their currency pegged to it — a practice known as dollarization.
Frequently Asked Questions
How much is 1 USD in CAD?
Based on the European Central Bank reference rate published on 2026-10-29, 1 USD equals 1.3996 CAD. This is a mid-market reference rate; bank buy/sell spreads and fees are not included.
What is the USD to CAD exchange rate today?
The latest published ECB reference rate (2026-10-29) is 1.3996 CAD per 1 USD. The ECB publishes once per business day around 16:00 CET, so the rate does not change over weekends or holidays.
Where does CurrencyVersus get its USD/CAD data?
CurrencyVersus sources all exchange rate data from the Frankfurter API, which provides European Central Bank (ECB) reference rates. The ECB publishes these once per business day, around 16:00 CET; they are not live market quotes. Gold and silver prices come separately from gold-api.com and update more often than the daily ECB reference rates.
Can I view historical USD to CAD exchange rates?
Yes. CurrencyVersus provides historical USD/CAD exchange rate data across 7 time periods: 1 month, 3 months, 6 months, 1 year, 3 years, 5 years, and 10 years.
Editorial content last reviewed: 2026-10-22